Equifax Q2 2026: revenue up 11.0%, adjusted EPS $2.25, net income down 4.0%
Equifax beat its own revenue guide and the adjusted EPS consensus, but GAAP net income fell 4.0%. The quarter shows an 11.0% top line with USIS up 17.0% and U.S. mortgage up 25.0%, offset by a flat 32.5% adjusted EBITDA margin and a $40.0 million legal settlement charge. Read the revenue lines as the growth story and the margin and legal lines as the brakes.
1 · Expected vs. Actual
Free preview belowGAAP diluted EPS was $1.54, up 1.0% from $1.53, while adjusted EPS was $2.25, up 13.0% from $2.00. That $2.25 beat the $2.2227 consensus by roughly $0.03. The gap between the two EPS lines is mostly $61.2 million of acquisition amortization and a $40.0 million pre-tax legal settlement charge.
Revenue was $1.700 billion, up 11.0% on a reported basis and 10.0% in local currency per the release, versus $1.537 billion a year ago. Growth was broad: USIS rose 17.0%, International 8.0% and Workforce Solutions 7.0%. The result also cleared the company's own $1.695 billion guide midpoint for the quarter.
Q3 2026 revenue is guided to $1.680–$1.710 billion with adjusted EPS of $2.15–$2.25. Full-year revenue is guided to $6.710–$6.780 billion, or 10.5%–11.6% growth, with adjusted EPS of $8.39–$8.69. The Q3 revenue range brackets the $1.700 billion just reported, so management is not guiding a sharp step-down or step-up.
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Figures on this page come from the company's original SEC filings. The analysis is generated automatically and checked against validation rules, but may still contain errors or omissions. Not investment advice. · Generated 2026-09-17
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