Huntington Q3 2026: flat EPS, softer fees, rising credit costs
Huntington's Q3 2026 was solid but not clean: adjusted EPS of $0.38 was just below the $0.3814 consensus, revenue fell 1.6% sequentially, and credit metrics worsened. The year-over-year jump is mostly acquisition-driven, so read the quarter sequentially: net interest income up, fees down, expenses flat, and provisions/charge-offs rising. That mix explains the cautious tone.
1 · Expected vs. Actual
Free preview belowGAAP diluted EPS was $0.33, unchanged from Q2 2026 and down from $0.41 a year ago. Adjusted EPS was $0.38, down $0.01 from the prior quarter and just below the $0.3814 consensus. The gap to GAAP is mostly $117 million of pretax acquisition-related expenses, which cut EPS by $0.05.
Total revenue was $2.79 billion, down 1.6% from $2.84 billion in Q2 2026 but up 30.8% from $2.13 billion a year ago. The sequential decline came mostly from an 8.0% drop in noninterest income, while net interest income rose 1.0%. The year-over-year increase reflects the Cadence and Veritex acquisitions, so it is not organic like-for-like growth.
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Figures on this page come from the company's original SEC filings. The analysis is generated automatically and checked against validation rules, but may still contain errors or omissions. Not investment advice. · Generated 2026-11-03
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