Hartford Q3 2026: net income up 23% to $1.32B, core EPS slips to $3.50
Hartford's third quarter of 2026 looks far better at the top of the page than underneath it: net income rose 23% to $1.32 billion, yet core earnings fell 6% to $956 million. The gap is a $497 million one-time reinsurance commutation gain. Read the headline as a capital-return story and the core line as the operating story.
1 · Expected vs. Actual
Free preview belowGAAP diluted EPS of $4.82 beat last year's $3.77 by 28%, and core EPS of $3.50 landed 9.0% above the $3.2122 consensus. But core EPS was down 3% year over year, and the GAAP number leans on $1.82 per share from the A&E ADC commutation. Strip that out and this was a softer quarter than 2025, not a stronger one.
Total revenues were $7.22 billion against $6.95 billion a year earlier, up 3.9%. Underneath, Business Insurance written premiums grew 6% to $3.77 billion while Personal Insurance written premiums fell 4% to $950 million on an 8% decline in automobile earned premium. The tagged revenue figure of $111 million in the filing is a tagging artifact; the consolidating income statement shows $7,220 million.
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Figures on this page come from the company's original SEC filings. The analysis is generated automatically and checked against validation rules, but may still contain errors or omissions. Not investment advice. · Generated 2026-11-03
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