Synchrony Financial · Multi-Quarter Financial Trends

16 quarters · As reported by the company · Amounts in USD billions← SYF

Quarter	Period End	Revenue ($B)	YoY	Gross Margin	Operating Income ($B)	Net Income ($B)	Net Margin	Free Cash Flow ($B)	EPS	Buybacks ($B)	Dividends ($B)
FY2026 Q3	2026-09-30	4.91	+1.4%	—	—	0.89	18.2%	2.50	2.68	1.10	0.11
FY2026 Q2	2026-06-30	4.75	+2.3%	—	—	0.89	18.7%	2.42	2.59	0.88	0.10
FY2026 Q1	2026-03-31	4.77	+3.4%	—	—	0.81	16.9%	2.18	2.27	0.90	0.10
FY2025 Q4	2025-12-31	4.89	+3.5%	—	—	0.75	15.4%	2.45	2.03	0.96	0.11
FY2025 Q3	2025-09-30	4.85	+2.5%	—	—	1.08	22.2%	2.64	2.86	0.87	0.11
FY2025 Q2	2025-06-30	4.64	+2.6%	—	—	0.97	20.8%	2.56	2.50	0.50	0.11
FY2025 Q1	2025-03-31	4.61	−17.1%	—	—	0.76	16.4%	2.20	1.89	0.61	0.10
FY2024 Q4	2024-12-31	4.72	+4.0%	—	—	0.77	16.4%	2.35	1.92	0.10	0.10
FY2024 Q3	2024-09-30	4.73	+6.2%	—	—	0.79	16.7%	2.76	1.94	0.30	0.10
FY2024 Q2	2024-06-30	4.52	+8.2%	—	—	0.64	14.2%	2.48	1.55	0.31	0.10
FY2024 Q1	2024-03-31	5.56	+35.1%	—	—	1.29	23.2%	2.25	3.14	0.30	0.10
FY2023 Q4	2023-12-31	4.54	+9.7%	—	—	0.44	9.7%	2.32	1.04	0.25	0.10
FY2023 Q3	2023-09-30	4.45	—	—	—	0.63	14.1%	2.48	1.48	0.15	0.10
FY2023 Q2	2023-06-30	4.18	—	—	—	0.57	13.6%	1.91	1.32	0.30	0.10
FY2023 Q1	2023-03-31	4.12	—	—	—	0.60	14.6%	1.89	1.35	0.40	0.10
FY2022 Q4	2022-12-31	4.14	—	—	—	0.58	14.0%	1.85	1.31	0.70	0.10

Quarterly figures come from the company's 10-Q and 10-K filings. The fourth quarter is derived as the full year minus the first three quarters; cash flow items are converted from fiscal year-to-date totals into single quarters.