XYZ Block, Inc. FY2026 Q3: margin-led beat, raised guidance
The quarter is a margin-led beat with raised guidance, though revenue growth was only 9.9%. XYZ Block’s FY2026 Q3 shows revenue of $6.72 billion, gross profit of $3.24 billion, and adjusted operating income of $923 million; read GAAP EPS of $0.92 separately from adjusted EPS of $1.13, then check whether guidance and credit costs support the gap.
1 · Expected vs. Actual
Free preview belowGAAP diluted EPS was $0.92, up from $0.74 in the year-ago quarter, while adjusted diluted EPS was $1.13, up 109% from $0.54. Net income was $565.6 million, and the gap between GAAP and adjusted EPS is the main thing to inspect: operating income was $428 million but adjusted operating income was $923 million.
Revenue was $6.72 billion, up 9.9% from $6.12 billion a year earlier, but the mix matters: Commerce Enablement was $3.48 billion, Bitcoin Ecosystem $1.80 billion, and Financial Solutions $1.44 billion. Gross margin was 48.1%, up from 43.5% in the year-ago quarter, so the 22% gross-profit growth cited in the letter outpaces the 9.9% revenue growth.
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Figures on this page come from the company's original SEC filings. The analysis is generated automatically and checked against validation rules, but may still contain errors or omissions. Not investment advice. · Generated 2026-11-03
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