AXP
American ExpressPrevious close
319.11
Change
−4.60 / −1.42%
P/E (TTM) ?
17.5
Market Cap
$213B
1M
+4.94%
S&P 500 −0.91% over same period
Volume / Avg Volume
2.6M / 3.1M
0.83× average
Latest earnings analysisFY2026 Q3Reported 2026-10-23
American Express Q3 FY2026: revenue up 8.9%, adjusted EPS up 13.0%
American Express closed Q3 FY2026 with $20.06 billion of revenue, up 8.9%, and adjusted EPS of $4.68, up 13.0% and 3.3% ahead of the $4.53 consensus. The GAAP $5.42 includes a $1.11 gain on the GBTG sale, so use the adjusted line and the raised $17.60–$17.90 guidance to see the real trend. Credit stayed clean, with net write-offs at 1.8%.
Read the full analysis →Revenue$11.23BYoY −39.00%
EPS (non-GAAP)$4.68Beatest. $4.53
Next-day move+0.58%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q3 Quarter ended 2026-09 | 2026-10-23 | $11.2B | Read analysis → |
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-24 | $11.2B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-23 | $10.5B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-30 | $41.3B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-17 | $10.4B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-18 | $10.3B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-17 | $9.6B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 6 of its 5-year rangeCheap
5-year range 17.3 – 24.9 · Median 20.5
Last 4 quarters: $6.7B in buybacks + $2.5B in dividends, 4.31% of market cap combined
P/E (TTM)
17.5
P/B
6.0
P/S
2.6
Dividend Yield
1.46%
Earnings Reaction
Over the last 7 reports, the stock moved ±1.6% on average on the first trading day after, rising 4 times
Most recent +0.58%
Volatility & Correlation
1-year beta 0.73 · Correlation with S&P 500 0.39Tracks the market
Annualized volatility 23% vs. 12% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 1 · $3.0MNet selling $3.0M
- 08-18Herena MoniqueChief Colleague Exp. OfficerSell$3.0M8,811 shares · Avg price 337.41
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q3 | 11.23 | +7.8% | — | 3.71 | 5.42 |
| FY2026 Q2 | 11.21 | +8.6% | — | 3.11 | 4.53 |
| FY2026 Q1 | 10.52 | +9.3% | — | 2.97 | 4.28 |
| FY2025 Q4 | 10.94 | +9.9% | — | 2.46 | 3.52 |
| FY2025 Q3 | 10.42 | +7.2% | — | 2.90 | 4.14 |
| FY2025 Q2 | 10.32 | +5.1% | — | 2.89 | 4.08 |
| FY2025 Q1 | 9.63 | +3.1% | — | 2.58 | 3.64 |
| FY2024 Q4 | 9.95 | +4.1% | — | 2.17 | 3.04 |
| FY2024 Q3 | 9.72 | +3.6% | — | 2.51 | 3.49 |
| FY2024 Q2 | 9.82 | +4.1% | — | 3.02 | 4.15 |
| FY2024 Q1 | 9.34 | +5.6% | — | 2.44 | 3.33 |
| FY2023 Q4 | 9.56 | +5.4% | — | 1.93 | 2.62 |