COF
Capital OnePrevious close
204.85
Change
−3.89 / −1.86%
P/E (TTM) ?
11.3
Market Cap
$122B
1M
+6.10%
S&P 500 −0.91% over same period
Volume / Avg Volume
4.6M / 4.1M
1.11× average
Latest earnings analysisFY2026 Q2Reported 2026-07-21
Capital One Q2 2026: $3.0B net income, $4.73 EPS, revenue up 4%
Capital One earned $3.02 billion, or $4.73 a share, in the second quarter of 2026 — up from $2.17 billion and $3.34 in the first quarter, though a hair below the $4.80 consensus. Strip out $0.60 of acquisition amortization plus $0.48 of Discover and Brex integration costs and adjusted EPS is $5.81. Read the quarter as solid core growth with rising expenses and a helpful reserve release.
Read the full analysis →Revenue$2.76B
EPS (non-GAAP)$5.81Beatest. $4.80
Next-day move−2.36%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-21 | $2.8B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-21 | $2.4B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-22 | $8.1B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-21 | $2.3B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-22 | $1.8B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-22 | $1.5B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 23 of its 5-year rangeCheap
5-year range 7.7 – 112.0 · Median 15.8
Last 4 quarters: $9.1B in buybacks + $1.9B in dividends, 8.98% of market cap combined
P/E (TTM)
11.3
P/B
1.1
P/S
1.1
Dividend Yield
2.25%
Earnings Reaction
Over the last 6 reports, the stock moved ±2.9% on average on the first trading day after, rising 3 times
Most recent −2.36%
Volatility & Correlation
1-year beta 1.29 · Correlation with S&P 500 0.53Tracks the market
Annualized volatility 31% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 16 · $27.0MNet selling $27.0M
- 10-27FAIRBANK RICHARD DChairman and CEOSell$18.4M90,743 shares · 3 trades · Avg price 202.86
- 10-15Karam CeliaPres, Retail BankSell$0.38M1,927 shares · Avg price 195.86
- 10-15Dean LiaPres, Banking & Prem. ProductsSell$0.37M1,887 shares · Avg price 195.86
- 10-06Cooper Matthew WGeneral Counsel & Corp SecySell$0.69M3,500 shares · Avg price 196.22
- 09-15Dean LiaPres, Banking & Prem. ProductsSell$0.43M2,066 shares · Avg price 206.07
- 09-15Karam CeliaPres, Retail BankSell$0.42M2,017 shares · Avg price 206.07
- 09-01Cooper Matthew WGeneral Counsel & Corp SecySell$0.75M3,500 shares · Avg price 214.10
- 08-17Karam CeliaPres, Retail BankSell$0.43M1,888 shares · 2 trades · Avg price 225.52
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q2 | 2.76 | +49.8% | — | 3.02 | 4.73 |
| FY2026 Q1 | 2.41 | +61.9% | — | 2.17 | 3.34 |
| FY2025 Q4 | 2.45 | +51.9% | — | 2.13 | 4.33 |
| FY2025 Q3 | 2.28 | +57.8% | — | 3.19 | 4.83 |
| FY2025 Q2 | 1.84 | +25.6% | — | -4.28 | -8.58 |
| FY2025 Q1 | 1.49 | +7.1% | — | 1.40 | 3.45 |
| FY2024 Q4 | 1.61 | +9.1% | — | 1.10 | 2.67 |
| FY2024 Q3 | 1.45 | −1.9% | — | 1.78 | 4.41 |
| FY2024 Q2 | 1.47 | +3.7% | — | 0.60 | 1.38 |
| FY2024 Q1 | 1.39 | +8.8% | — | 1.28 | 3.13 |
| FY2023 Q4 | 1.48 | +8.4% | — | 0.71 | 1.67 |
| FY2023 Q3 | 1.48 | +4.2% | — | 1.79 | 4.45 |