MA
MastercardPrevious close
638.01
Change
+2.31 / +0.36%
P/E (TTM) ?
34.4
Market Cap
$560B
1M
+15.69%
S&P 500 −0.91% over same period
Volume / Avg Volume
4.5M / 3.3M
1.37× average
Latest earnings analysisFY2026 Q2Reported 2026-07-30
Mastercard Q2 2026: revenue up 14%, adjusted EPS $5.04
Mastercard beat the $4.91 consensus EPS estimate with $5.04 of adjusted earnings on $9.28 billion of revenue that grew 14%. Cross-border volume rose 12% and value-added services grew 20%, while $4.90 billion of buybacks more than offset a softer free cash flow number. The view is Bullish, with one caveat: incentives paid to customers are growing much faster than network revenue.
Read the full analysis →Revenue$9.28BYoY +14.10%
EPS (non-GAAP)$5.04Beatest. $4.91
Next-day move−0.74%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-30 | $9.3B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-30 | $8.4B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-29 | $32.8B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-30 | $8.6B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-31 | $8.1B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-05-01 | $7.3B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 24 of its 5-year rangeCheap
5-year range 30.0 – 40.8 · Median 37.2
Last 4 quarters: $15.5B in buybacks + $3.0B in dividends, 3.29% of market cap combined
P/E (TTM)
34.4
P/B
99.8
P/S
16.0
Dividend Yield
0.55%
Earnings Reaction
Over the last 6 reports, the stock moved ±1.2% on average on the first trading day after, rising 1 times
Most recent −0.74%
Volatility & Correlation
1-year beta 0.24 · Correlation with S&P 500 0.14Low beta
Annualized volatility 23% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 13 · $43.2MNet selling $43.2M
- 10-16Ling HaiChief Financial OfficerSell$2.7M4,317 shares · Avg price 620.00
- 10-12GENACHOWSKI JULIUSDirectorSell$0.22M370 shares · Avg price 590.21
- 10-09GENACHOWSKI JULIUSDirectorSell$0.22M371 shares · 2 trades · Avg price 585.01
- 09-02SACHIN J. MEHRAChief Business OfficerSell$1.9M3,266 shares · Avg price 584.00
- 08-31Kirkpatrick Linda PistecchiaChief Services OfficerSell$0.55M923 shares · Avg price 593.54
- 08-20SACHIN J. MEHRAChief Business OfficerSell$0.57M1,000 shares · Avg price 572.07
- 08-19SACHIN J. MEHRAChief Business OfficerSell$4.3M7,444 shares · 10 trades · Avg price 577.13
- 08-17Kirkpatrick Linda PistecchiaChief Services OfficerSell$0.67M1,191 shares · Avg price 565.24
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q3 | 9.81 | +14.0% | — | — | 5.28 |
| FY2026 Q2 | 9.28 | +14.1% | — | — | 4.97 |
| FY2026 Q1 | 8.40 | +15.8% | — | — | 4.35 |
| FY2025 Q4 | 8.81 | +17.6% | — | 14.97 | 4.52 |
| FY2025 Q3 | 8.60 | +16.7% | — | — | 4.34 |
| FY2025 Q2 | 8.13 | +16.8% | — | — | 4.07 |
| FY2025 Q1 | 7.25 | +14.2% | — | — | 3.59 |
| FY2024 Q4 | 7.49 | +14.4% | — | 12.87 | 3.64 |
| FY2024 Q3 | 7.37 | +12.8% | — | — | 3.53 |
| FY2024 Q2 | 6.96 | +11.0% | — | — | 3.50 |
| FY2024 Q1 | 6.35 | +10.4% | — | — | 3.22 |
| FY2023 Q4 | 6.55 | +12.6% | — | 11.20 | 2.97 |