MTB
M&T BankPrevious close
220.72
Change
−3.35 / −1.50%
P/E (TTM) ?
10.6
Market Cap
$31.9B
1M
+1.43%
S&P 500 −0.91% over same period
Volume / Avg Volume
766K / 896K
0.85× average
Latest earnings analysisFY2026 Q2Reported 2026-07-15
M&T Bank Q2 2026: EPS $5.32 beats the $4.71 estimate, margin steady at 3.70%
M&T posted a strong quarter: $5.32 of diluted EPS beat the $4.71 consensus estimate, the net interest margin held at 3.70% and the efficiency ratio improved to 52.8%. Read this as an operating beat, not a revenue story — the $442 million tagged as revenue is just five fee lines, while net interest income plus other income came to roughly $2.53 billion.
Read the full analysis →Revenue$0.44BYoY −81.60%
EPS (non-GAAP)$5.35Beatest. $4.71
Next-day move+2.22%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-15 | $442M | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-15 | $418M | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-16 | $1.7B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-16 | $423M | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-16 | $417M | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-14 | $397M | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 28 of its 5-year rangeCheap
5-year range 7.3 – 14.7 · Median 12.1
Last 4 quarters: $2.6B in buybacks + $906M in dividends, 11.01% of market cap combined
P/E (TTM)
10.6
P/B
1.1
P/S
2.1
Dividend Yield
4.14%
Earnings Reaction
Over the last 6 reports, the stock moved ±1.0% on average on the first trading day after, rising 4 times
Most recent +2.22%
Volatility & Correlation
1-year beta 0.41 · Correlation with S&P 500 0.25Low beta
Annualized volatility 20% vs. 12% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 6 · $5.8MNet selling $5.8M
- 10-16PEARSON KEVIN JVice ChairmanSell$0.44M2,000 shares · Avg price 220.75
- 09-14JONES RENE FChairman of the Board and CEOSell$4.6M19,396 shares · Avg price 239.35
- 08-21Seseri RudinaDirectorSell$0.15M623 shares · Avg price 241.05
- 08-17Taylor John R.EVP and ControllerSell$0.31M1,217 shares · Avg price 253.84
- 08-05WALTERS KIRK WDirectorSell$0.00M9.366 shares · Avg price 253.77
- 08-03Ledgett Richard H. Jr.DirectorSell$0.21M855 shares · Avg price 248.16
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q2 | 0.44 | +6.0% | — | 0.82 | 5.32 |
| FY2026 Q1 | 0.42 | +5.3% | — | 0.66 | 4.13 |
| FY2025 Q4 | 0.42 | +7.1% | — | 0.76 | 4.62 |
| FY2025 Q3 | 0.42 | +7.4% | — | 0.79 | 4.82 |
| FY2025 Q2 | 0.42 | +7.5% | — | 0.72 | 4.24 |
| FY2025 Q1 | 0.40 | +8.2% | — | 0.58 | 3.32 |
| FY2024 Q4 | 0.39 | −123.7% | — | 0.68 | 3.87 |
| FY2024 Q3 | 0.39 | +9.4% | — | 0.72 | 4.02 |
| FY2024 Q2 | 0.39 | +3.2% | — | 0.66 | 3.73 |
| FY2024 Q1 | 0.37 | −84.7% | — | 0.53 | 3.02 |
| FY2023 Q4 | -1.66 | −60.0% | — | 0.48 | 2.75 |
| FY2023 Q3 | 0.36 | −83.9% | — | 0.69 | 3.98 |