SYF
Synchrony FinancialPrevious close
74.88
Change
−1.18 / −1.55%
52-Week Range
63.08 – 88.77
P/E (TTM)
7.0
Forward P/E
7.7
Based on consensus earnings for the next 12 months
Market Cap
$24.4B
1M
−7.27%
S&P 500 −2.41% over same period
Volume / Avg Volume
2.7M / 2.7M
1.03× average
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | EPS Actual / Est. | Analysis |
|---|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-21 | $4.7B | 2.59 / 2.13 | Pending |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-21 | $4.8B | 2.27 / 2.21 | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-27 | — | — / — | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-15 | — | — / — | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-22 | — | — / — | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-24 | — | — / — | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
A 5-year P/E range needs a longer earnings record; not yet comparable
Last 4 quarters: $3.6B in buybacks + $420M in dividends, 16.54% of market cap combined
P/E (TTM)
7.0
P/B
1.5
P/S
0.7
Dividend Yield
3.35%
Earnings Reaction
Over the last 6 reports, the stock moved ±1.4% on average on the first trading day after, rising 4 times
Most recent +0.83%
Volatility & Correlation
1-year beta 1.23 · Correlation with S&P 500 0.50Tracks the market
Annualized volatility 32% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 4 · $0.85MNet selling $0.85M
- 08-13Casellas AlbertoSee remarksSell$0.44M5,456 shares · Avg price 80.00
- 08-03COVIELLO ARTHUR W JRDirectorSell$0.31M4,000 shares · Avg price 77.17
- 08-03Gentleman CourtneySee remarksSell$0.06M721 shares · Avg price 76.73
- 08-03Owens DarrellSee remarksSell$0.05M610 shares · Avg price 76.73
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q2 | 4.75 | +2.3% | — | 0.89 | 2.59 |
| FY2026 Q1 | 4.77 | +3.4% | — | 0.81 | 2.27 |
| FY2025 Q4 | 4.89 | +3.5% | — | 0.75 | 2.03 |
| FY2025 Q3 | 4.85 | +2.5% | — | 1.08 | 2.86 |
| FY2025 Q2 | 4.64 | +2.6% | — | 0.97 | 2.50 |
| FY2025 Q1 | 4.61 | −17.1% | — | 0.76 | 1.89 |
| FY2024 Q4 | 4.72 | +4.0% | — | 0.77 | 1.92 |
| FY2024 Q3 | 4.73 | +6.2% | — | 0.79 | 1.94 |
| FY2024 Q2 | 4.52 | +8.2% | — | 0.64 | 1.55 |
| FY2024 Q1 | 5.56 | +35.1% | — | 1.29 | 3.14 |
| FY2023 Q4 | 4.54 | +9.7% | — | 0.44 | 1.04 |
| FY2023 Q3 | 4.45 | +12.1% | — | 0.63 | 1.48 |