JKHY
Jack Henry & AssociatesPrevious close
161.34
Change
+1.72 / +1.08%
P/E (TTM) ?
22.6
Market Cap
$11.3B
1M
+12.64%
S&P 500 −0.91% over same period
Volume / Avg Volume
889K / 741K
1.20× average
Latest earnings analysisFY2026 Q4Reported 2026-08-11
Jack Henry FY2026: revenue up 7.1%, EPS up 11.9%, but Q4 operating income down 12.2%
Jack Henry wrapped fiscal 2026 with record revenue of $2.54 billion, up 7.1%, and GAAP EPS of $6.98, up 11.9%, while the June quarter was much softer: operating income fell 12.2% and EPS fell 10.2%. Read the year and the quarter as two different stories — the year shows margin expansion and $539.3 million of free cash flow, the quarter shows costs outpacing revenue. The buyback and dividend numbers explain why cash fell.
Read the full analysis →Revenue$2.54BYoY +313.50%
EPS$6.98Beatest. $1.49
Next-quarter revenue guidance$2.70B ±0.5%YoY +6.00%
Next-day move−0.86%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q4 Quarter ended 2026-06 | 2026-08-11 | $2.5B | Read analysis → |
| FY2026 Q3 Quarter ended 2026-03 | 2026-04-28 | $636M | Pending |
| FY2026 Q2 Quarter ended 2025-12 | 2026-01-27 | $619M | Pending |
| FY2026 Q1 Quarter ended 2025-09 | 2025-10-28 | $645M | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 15 of its 5-year rangeCheap
5-year range 20.5 – 34.3 · Median 30.7
Last 4 quarters: $448M in buybacks + $170M in dividends, 5.47% of market cap combined
P/E (TTM)
22.6
P/B
5.5
P/S
4.5
Dividend Yield
1.35%
Earnings Reaction
Over the last 4 reports, the stock moved ±1.2% on average on the first trading day after, rising 2 times
Most recent −0.86%
Volatility & Correlation
1-year beta -0.11 · Correlation with S&P 500 -0.05Low beta
Annualized volatility 30% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
No open-market buys or sells by officers or directors in the last 90 days.
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q4 | 0.64 | +4.7% | 42.5% | 0.11 | 1.58 |
| FY2026 Q3 | 0.64 | +8.7% | 42.8% | 0.12 | 1.71 |
| FY2026 Q2 | 0.62 | +7.9% | 43.3% | 0.12 | 1.72 |
| FY2026 Q1 | 0.64 | +7.3% | 45.9% | 0.14 | 1.97 |
| FY2025 Q4 | 0.62 | +9.9% | 44.1% | 0.13 | 1.75 |
| FY2025 Q3 | 0.59 | +8.6% | 41.8% | 0.11 | 1.52 |
| FY2025 Q2 | 0.57 | +5.2% | 42.0% | 0.10 | 1.34 |
| FY2025 Q1 | 0.60 | +5.2% | 42.9% | 0.12 | 1.63 |
| FY2024 Q4 | 0.56 | +4.7% | 41.5% | 0.10 | 1.39 |
| FY2024 Q3 | 0.54 | +5.9% | 39.1% | 0.09 | 1.19 |
| FY2024 Q2 | 0.55 | +8.0% | 41.2% | 0.09 | 1.26 |
| FY2024 Q1 | 0.57 | +8.0% | 43.5% | 0.10 | 1.39 |