JKHY

Jack Henry & AssociatesNASDAQ · Transaction & Payment Processing Services · Financials

Previous close

158.98

Change

+4.91 / +3.19%

FinDog View

Bullish

52-Week Range

121.04 – 193.39

P/E (TTM)

22.1

Forward P/E

21.3

Based on consensus earnings for the next 12 months

Market Cap

$11.1B

+6.08%

S&P 500 −2.41% over same period

Volume / Avg Volume

1.6M / 991K

1.66× average

Price History

Closing price · USD1M 6M 1Y 5Y

Historical P/E

Close ÷ trailing four-quarter EPS · Period median 30.91M 6M 1Y 5Y

Recent Earnings

Click to read the FinDog analysis

Period	Reported	Revenue	EPS Actual / Est.	Next-Day Move	Analysis
FY2026 Q4 Quarter ended 2026-06	2026-08-11	$2.5B	6.98 / 1.49	−0.86%	Read analysis →
FY2026 Q3 Quarter ended 2026-03	2026-04-28	$636M	1.71 / 1.49	+0.62%	Pending
FY2026 Q2 Quarter ended 2025-12	2026-01-27	—	— / —	+0.47%	Pending
FY2026 Q1 Quarter ended 2025-09	2025-10-28	—	— / —	−2.86%	Pending

Decision Panel

Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market data

Valuation

P/E is at percentile 11 of its 5-year rangeCheap

5-year range 20.5 – 34.3 · Median 30.9

Last 4 quarters: $448M in buybacks + $170M in dividends, 5.55% of market cap combined

P/E (TTM)

22.1

P/B

5.4

P/S

4.4

Dividend Yield

1.35%

Earnings Reaction

Over the last 4 reports, the stock moved ±1.2% on average on the first trading day after, rising 2 times

Most recent −0.86%

Volatility & Correlation

1-year beta -0.05 · Correlation with S&P 500 -0.02Low beta

Annualized volatility 29% vs. 13% for the S&P 500

Insider Trading

View all →

Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions

No open-market buys or sells by officers or directors in the last 90 days.

Multi-Quarter Financial Trends

View all quarters →

Last 12 quarters · As reported by the company

Quarter	Revenue ($B)	YoY	Gross Margin	Operating Income ($B)	Net Income ($B)	Free Cash Flow ($B)	EPS
FY2026 Q4	0.64	+4.7%	42.5%	0.14	0.11	0.28	1.58
FY2026 Q3	0.64	+8.7%	42.8%	0.16	0.12	0.17	1.71
FY2026 Q2	0.62	+7.9%	43.3%	0.16	0.12	0.13	1.72
FY2026 Q1	0.64	+7.3%	45.9%	0.18	0.14	0.11	1.97
FY2025 Q4	0.62	+9.9%	44.1%	0.16	0.13	0.31	1.75
FY2025 Q3	0.59	+8.6%	41.8%	0.14	0.11	0.10	1.52
FY2025 Q2	0.57	+5.2%	42.0%	0.12	0.10	0.07	1.34
FY2025 Q1	0.60	+5.2%	42.9%	0.15	0.12	0.10	1.63
FY2024 Q4	0.56	+4.7%	41.5%	0.13	0.10	0.21	1.39
FY2024 Q3	0.54	+5.9%	39.1%	0.11	0.09	0.09	1.19
FY2024 Q2	0.55	+8.0%	41.2%	0.12	0.09	0.06	1.26
FY2024 Q1	0.57	+8.0%	43.5%	0.13	0.10	0.15	1.39

Peers

Largest by market cap in the sector · Latest quarterView Financials sector →

Ticker	Company	Market Cap	P/E	Revenue YoY	Gross Margin	1M	View
JKHY	Jack Henry & Associates	$11.1B	22.1	+4.7%	42.5%	+6.08%	Bullish
BRK.B	Berkshire Hathaway	$1.00T	11.6	+14.2%	—	+4.33%	Neutral	Compare
JPM	JPMorgan Chase	$927B	14.4	+27.7%	—	−3.34%	Neutral	Compare
V	Visa Inc.	$693B	30.7	+17.1%	—	+3.37%	Neutral	Compare
MA	Mastercard	$497B	30.8	+14.1%	—	+0.98%	Neutral	Compare
BAC	Bank of America	$405B	12.0	+15.0%	—	−9.38%	Neutral	Compare
MS	Morgan Stanley	$318B	15.8	+27.1%	—	−7.24%	Bearish	Compare
GS	Goldman Sachs	$273B	13.6	+39.5%	—	−10.78%	Neutral	Compare
WFC	Wells Fargo	$258B	12.1	+8.6%	—	−0.56%	Neutral	Compare

The View in One Line

FY2026 Q3 gross margin of 42.8% is relatively high; company reiterated FY2027 EPS and revenue guidance; stock rose 6.08% for the month and received an overweight rating, Bullish.

Updated 2026-09-16

Key Events

08-24Management Change
Jack Henry Appoints Richard Preece to Board
On August 20, 2026, the Jack Henry board appointed 51-year-old Richard N. Preece as a director, filling the vacancy left by David B. Foss's retirement and reducing the board size from ten to nine.Source ↗
06-04Management Change
Board Chairman Foss to Retire July 15
Jack Henry board chairman David B. Foss notified the board on May 29, 2026 that he will retire and step down on July 15.Source ↗
05-12Capital Actions
Board Approves Increase of 5 Million Shares to Buyback Authorization
On May 8, 2026, the Jack Henry & Associates board approved an increase of 5 million shares to its existing stock repurchase authorization.Source ↗
03-26Capital Actions
Jack Henry Signs $1 Billion Five-Year Revolving Credit Agreement
On March 25, 2026, Jack Henry signed a $1 billion five-year revolving credit agreement, replacing the prior $600 million credit agreement; approximately $80 million in outstanding balances under the prior agreement were refinanced.Source ↗

Key Financial Trends

Quarterly Revenue ($B)0.6

Gross Margin42.5%

Free Cash Flow ($B)0.3