MCO

Moody's CorporationNYSE · Financial Exchanges & Data · Financials

Previous close

493.91

Change

+5.08 / +1.04%

FinDog View

Neutral

52-Week Range ?

402.28 – 546.88

P/E (TTM) ?

29.6

Forward P/E ?

25.6

Based on consensus earnings for the next 12 months

Market Cap

$84.8B

+8.76%

S&P 500 −0.91% over same period

Volume / Avg Volume

1.6M / 1.1M

1.51× average

Latest earnings analysisFY2026 Q3Reported 2026-10-21

Moody's Q3 2026: 1% revenue growth, adjusted EPS misses consensus

Moody's grew revenue just 1.0% in Q3 2026, and adjusted EPS of $4.14 came in below the $4.3067 consensus, so this is not a beat-and-raise quarter — guidance was only reaffirmed. The offset is a durable recurring base: 64.3% of revenue recurs and MA ARR rose 8.0%. Read it as steady, not accelerating.

Read the full analysis →

Revenue$2.02BYoY +0.80%

EPS (non-GAAP)$4.14Missest. $4.31

Next-day move+2.08%

Price History

Closing price · USD1M 6M 1Y 5Y

Historical P/E

Close ÷ trailing four-quarter EPS · Period median 33.31M 6M 1Y 5Y

Recent Earnings

Click to read the FinDog analysis

Period	Reported	Revenue	EPS Actual / Est.	Next-Day Move	Analysis
FY2026 Q3 Quarter ended 2026-09	2026-10-21	$2.0B	4.14 / 4.31	+2.08%	Read analysis →
FY2026 Q2 Quarter ended 2026-06	2026-07-22	$2.2B	4.68 / 4.28	−3.57%	Read analysis →
FY2026 Q1 Quarter ended 2026-03	2026-04-22	$2.1B	4.33 / 4.26	−3.08%	Pending
FY2025 Q4 Quarter ended 2025-12	2026-02-18	$7.7B	3.64 / 3.45	−0.33%	Pending
FY2025 Q3 Quarter ended 2025-09	2025-10-22	$2.0B	3.92 / 3.71	+1.38%	Pending
FY2025 Q2 Quarter ended 2025-06	2025-07-23	$1.9B	3.56 / —	+1.03%	Pending
FY2025 Q1 Quarter ended 2025-03	2025-04-22	$1.9B	3.83 / —	+0.21%	Pending

Next Earnings

Date and consensus from the earnings calendar; the analysis is generated automatically after the releaseEarnings Calendar →

Report date

2027-02-16

in 107 days · After hours

Consensus EPS

$3.62

Last quarter EPS $4.14

Avg. next-day move over the last 7 reports

±1.7%

Decision Panel

Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market data

Valuation

P/E is at percentile 2 of its 5-year rangeCheap

5-year range 30.8 – 48.1 · Median 42.8

Last 4 quarters: $3.0B in buybacks + $710M in dividends, 4.36% of market cap combined

P/E (TTM)

29.6

P/B

26.1

P/S

10.4

Dividend Yield

0.85%

Earnings Reaction

Over the last 7 reports, the stock moved ±1.7% on average on the first trading day after, rising 4 times

Most recent +2.08%

Volatility & Correlation

1-year beta 0.46 · Correlation with S&P 500 0.21Low beta

Annualized volatility 28% vs. 13% for the S&P 500

Insider Trading

View all →

Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions

Buy 0 · $0.00MSell 4 · $6.7MNet selling $6.7M

10-29West Michael LCEO - Moody's RatingsSell$4.9M9,946 shares · 3 trades · Avg price 488.00
10-01Fauber RobertPresident and CEOSell$0.42M923 shares · 2 trades · Avg price 455.00
09-01Fauber RobertPresident and CEOSell$0.74M1,467 shares · 2 trades · Avg price 501.89
08-03Fauber RobertPresident and CEOSell$0.71M1,467 shares · 2 trades · Avg price 484.30

Multi-Quarter Financial Trends

View all quarters →

Last 12 quarters · As reported by the company

Quarter	Revenue ($B)	YoY	Gross Margin	Operating Income ($B)	Net Income ($B)	Free Cash Flow ($B)	EPS
FY2026 Q3	2.02	+0.8%	74.1%	0.91	0.73	0.67	4.24
FY2026 Q2	2.19	+15.1%	76.3%	1.05	0.88	0.69	5.03
FY2026 Q1	2.08	+8.1%	74.5%	0.92	0.66	0.84	3.73
FY2025 Q4	1.89	+13.0%	73.5%	0.77	0.61	0.78	3.40
FY2025 Q3	2.01	+10.7%	75.5%	0.92	0.65	0.66	3.60
FY2025 Q2	1.90	+4.5%	74.2%	0.82	0.58	0.47	3.21
FY2025 Q1	1.92	+7.7%	74.5%	0.85	0.63	0.67	3.46
FY2024 Q4	1.67	+13.0%	70.3%	0.56	0.40	0.60	2.16
FY2024 Q3	1.81	+23.2%	71.8%	0.74	0.53	0.63	2.93
FY2024 Q2	1.82	+21.6%	74.2%	0.78	0.55	0.59	3.02
FY2024 Q1	1.79	+21.5%	73.9%	0.80	0.58	0.70	3.15
FY2023 Q4	1.48	+14.7%	71.6%	0.50	0.34	0.40	1.85

Peers

Largest by market cap in the sector · Latest quarterView Financials sector →

Ticker	Company	Market Cap	P/E	Revenue YoY	Gross Margin	1M	View
MCO	Moody's Corporation	$84.8B	29.6	+0.8%	74.1%	+8.76%	Neutral
BRK.B	Berkshire Hathaway	$1.16T	13.5	+14.2%	—	+8.94%	Neutral	Compare
JPM	JPMorgan Chase	$899B	13.6	+27.7%	—	+1.88%	Bullish	Compare
V	Visa Inc.	$749B	33.8	+17.1%	—	+15.10%	Bullish	Compare
MA	Mastercard	$560B	34.4	+14.0%	—	+15.69%	Bullish	Compare
BAC	Bank of America	$347B	10.8	+3.2%	—	−8.12%	Bullish	Compare
MS	Morgan Stanley	$288B	14.2	+27.1%	—	−2.01%	Bullish	Compare
GS	Goldman Sachs	$258B	11.8	+39.5%	—	−0.65%	Bullish	Compare
WFC	Wells Fargo	$247B	11.0	+2.0%	—	+4.18%	Bullish	Compare

The View in One Line

Revenue +0.8%, EPS 4.14 slightly missed on deal-cycle drag; recurring revenue 64%, ARR +8%, FCF +22%, but guidance unchanged.

Updated 2026-10-30

View History

10-21Bullish → Neutral
Revenue +0.8% and EPS $4.14 missed slightly, but recurring revenue is 64%, ARR +8% and free cash flow +22%; transactional revenue drags with issuance cycles.
09-17Neutral → Bullish
Revenue +15.1%, gross margin 76.3%, adj. EPS beat by 9.4%, margin up 440bps, buyback raised to $3B; growth and margin gains are real.

Notable Institutional Holders

Renaissance Technologies$44.7MReduced −12%
Citadel Advisors · Ken Griffin$29.3MReduced −21%
Bridgewater Associates · Ray Dalio$13.7M

As of 2026-06-30

ETFs holding it

XLF Financial Select Sector SPDR Fund0.92%
QUAL iShares MSCI USA Quality Factor ETF0.31%
VIG Vanguard Dividend Appreciation ETF0.31%
SCHG Schwab U.S. Large-Cap Growth ETF0.30%
VUG Vanguard Growth ETF0.22%
RSP Invesco S&P 500 Equal Weight ETF0.21%
VOO Vanguard S&P 500 ETF0.11%
IVV iShares Core S&P 500 ETF0.11%

Weights estimated at latest prices

Key Events

10-15Management Change
Moody's Director Bermudez Retires; Sawicki Named Audit Committee Chair
Jorge Bermudez retired from Moody's board on October 12, 2026; Lisa Sawicki becomes Audit Committee chair, and Keith Demmings joins the board on November 1.Source ↗
08-12Management Change
Moody's Appoints Keith Demmings to Board
On August 12, 2026, Moody's announced that Keith Demmings was elected to its board of directors, effective November 1, 2026.Source ↗
04-16Governance
Moody's Annual Shareholders Meeting Elects Directors and Ratifies Auditor
At the April 14, 2026 annual shareholders meeting, 10 directors were elected, KPMG was ratified as 2026 auditor, and an advisory resolution on executive compensation was passed.Source ↗

Key Financial Trends

Quarterly Revenue ($B)2.0

Gross Margin74.1%

Free Cash Flow ($B)0.7