PYPL
PayPalPrevious close
57.01
Change
+0.06 / +0.11%
P/E (TTM) ?
10.1
Market Cap
$47.6B
1M
+8.53%
S&P 500 −0.91% over same period
Volume / Avg Volume
15.4M / 12.8M
1.20× average
Latest earnings analysisFY2026 Q2Reported 2026-07-28
PayPal Q2 2026: revenue up 5%, non-GAAP EPS beats, margins shrink
PayPal's second quarter of 2026 is a growth story with a profit problem: revenue rose 5% to $8.68 billion and payment volume rose 10%, but earnings fell and margins contracted again. The read-through is simple — the platform is pushing more money through at a lower return, with non-GAAP framing and buybacks holding the earnings line. The honest read is balanced rather than decisive.
Read the full analysis →Revenue$8.68BYoY +4.80%
EPS (non-GAAP)$1.38Beatest. $1.30
Next-day move+0.05%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-28 | $8.7B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-05-05 | $8.4B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-02-03 | $33.2B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-28 | $8.4B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-29 | $8.3B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-29 | $7.8B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 14 of its 5-year rangeCheap
5-year range 8.3 – 26.9 · Median 16.1
Last 4 quarters: $6.1B in buybacks + $500M in dividends, 13.77% of market cap combined
P/E (TTM)
10.1
P/B
2.4
P/S
1.4
Dividend Yield
1.05%
Earnings Reaction
Over the last 6 reports, the stock moved ±1.6% on average on the first trading day after, rising 1 times
Most recent +0.05%
Volatility & Correlation
1-year beta 0.97 · Correlation with S&P 500 0.30Tracks the market
Annualized volatility 42% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 5 · $0.77MNet selling $0.77M
- 10-28Keller FrankPres., Checkout Sol. & PayPalSell$0.04M732 shares · Avg price 55.37
- 09-03Keller FrankPres., Checkout Sol. & PayPalSell$0.26M4,612 shares · 3 trades · Avg price 55.43
- 09-03Kereere SuzanPresident, Global MarketsSell$0.19M3,379 shares · 3 trades · Avg price 55.72
- 09-03Natali ChrisSVP, Chief Accounting OfficerSell$0.03M552 shares · Avg price 54.80
- 08-18Kereere SuzanPresident, Global MarketsSell$0.25M4,162 shares · 2 trades · Avg price 60.96
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q3 | 8.58 | +2.0% | — | 1.07 | 1.25 |
| FY2026 Q2 | 8.68 | +4.8% | — | 1.10 | 1.25 |
| FY2026 Q1 | 8.35 | +7.2% | — | 1.11 | 1.21 |
| FY2025 Q4 | 8.68 | +3.7% | — | 1.44 | 1.53 |
| FY2025 Q3 | 8.42 | +7.3% | — | 1.25 | 1.30 |
| FY2025 Q2 | 8.29 | +5.1% | — | 1.26 | 1.29 |
| FY2025 Q1 | 7.79 | +1.2% | — | 1.29 | 1.29 |
| FY2024 Q4 | 8.37 | +4.2% | — | 1.12 | 1.09 |
| FY2024 Q3 | 7.85 | +5.8% | — | 1.01 | 0.99 |
| FY2024 Q2 | 7.89 | +8.2% | — | 1.13 | 1.08 |
| FY2024 Q1 | 7.70 | +9.4% | — | 0.89 | 0.83 |
| FY2023 Q4 | 8.03 | +8.7% | — | 1.40 | 1.29 |