TRV
Travelers Companies (The)Previous close
396.22
Change
−2.05 / −0.51%
P/E (TTM) ?
9.9
Market Cap
$81.6B
1M
+11.14%
S&P 500 −0.91% over same period
Volume / Avg Volume
1.4M / 1.6M
0.90× average
Latest earnings analysisFY2026 Q3Reported 2026-10-16
Travelers Q3 FY2026: core EPS $9.18 beats consensus; revenue flat
Travelers' Q3 FY2026 shows a high-quality underwriting quarter: core EPS of $9.18 easily topped the $7.49 consensus, net income rose to $1.917 billion, and the combined ratio improved to 86.8%. Revenue of $12.412 billion was essentially flat year over year. Read the quarter through underwriting margin, reserve development, and buybacks rather than top-line growth.
Read the full analysis →Revenue$12.41BYoY −0.50%
EPS (non-GAAP)$9.18Beatest. $7.49
Next-day move+1.47%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q3 Quarter ended 2026-09 | 2026-10-16 | $12.4B | Read analysis → |
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-17 | $12.2B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-16 | $11.9B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-21 | $48.8B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-16 | $12.5B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-17 | $12.1B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-16 | $11.8B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 8 of its 5-year rangeCheap
5-year range 9.7 – 20.0 · Median 12.4
Last 4 quarters: $6.2B in buybacks + $1.0B in dividends, 8.85% of market cap combined
P/E (TTM)
9.9
P/B
2.9
P/S
1.7
Dividend Yield
2.25%
Earnings Reaction
Over the last 7 reports, the stock moved ±1.1% on average on the first trading day after, rising 6 times
Most recent +1.47%
Volatility & Correlation
1-year beta -0.17 · Correlation with S&P 500 -0.10Low beta
Annualized volatility 21% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 9 · $71.7MNet selling $71.7M
- 10-28BESSETTE ANDY FEVP and Chief Admin OfficerSell$1.2M2,999.709 shares · Avg price 399.35
- 10-27Lefebvre Mojgan MEVP & Chief Tech & Ops OfficerSell$4.3M11,000 shares · Avg price 393.84
- 10-22Klenk Jeffrey P.EVP & Pres., Bond & Spec. Ins.Sell$3.7M9,016 shares · Avg price 405.57
- 10-22Rowland David DonnayEVP & Co-Chief Invest. OfficerSell$2.0M5,000 shares · Avg price 405.62
- 10-22Toczydlowski Gregory CEVP & President, Business Ins.Sell$14.0M34,771 shares · 2 trades · Avg price 403.89
- 10-21Schnitzer Alan DChairman and CEOSell$35.3M88,900 shares · 5 trades · Avg price 396.77
- 10-21OLIVO MARIAEVP, ERM & Chief Risk OfficerSell$6.0M15,100 shares · Avg price 398.44
- 10-20Klein Michael FrederickEVP & President, Personal Ins.Sell$2.9M7,500 shares · 2 trades · Avg price 392.79
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q3 | 12.41 | −0.5% | — | 1.92 | 9.04 |
| FY2026 Q2 | 12.15 | +0.3% | — | 2.21 | 10.26 |
| FY2026 Q1 | 11.92 | +1.0% | — | 1.71 | 7.78 |
| FY2025 Q4 | 12.43 | +3.5% | — | 2.50 | 10.96 |
| FY2025 Q3 | 12.47 | +4.8% | — | 1.89 | 8.24 |
| FY2025 Q2 | 12.12 | +7.4% | — | 1.51 | 6.53 |
| FY2025 Q1 | 11.81 | +5.2% | — | 0.40 | 1.70 |
| FY2024 Q4 | 12.01 | +9.9% | — | 2.08 | 8.96 |
| FY2024 Q3 | 11.90 | +11.9% | — | 1.26 | 5.42 |
| FY2024 Q2 | 11.28 | +11.7% | — | 0.53 | 2.29 |
| FY2024 Q1 | 11.23 | +15.7% | — | 1.12 | 4.80 |
| FY2023 Q4 | 10.93 | +13.4% | — | 1.63 | 6.99 |