USB
U.S. BancorpPrevious close
59.45
Change
−1.19 / −1.96%
P/E (TTM) ?
11.2
Market Cap
$93.8B
1M
+2.93%
S&P 500 −0.91% over same period
Volume / Avg Volume
7.4M / 6.2M
1.18× average
Latest earnings analysisFY2026 Q2Reported 2026-07-16
U.S. Bancorp Q2 FY2026: revenue +10.1%, EPS $1.35 tops $1.29 consensus
U.S. Bancorp's second quarter of fiscal 2026 was a clean beat: $7.712 billion of revenue, up 10.1% year over year, $1.35 of diluted EPS against a $1.2894 consensus, and a 2.79% net interest margin. The read is positive on earnings power, but the filing has no forward guidance, so grade it on the run-rate and on credit costs. Start with the scorecard, then the balance sheet.
Read the full analysis →Revenue$7.71B
EPS$1.35Beatest. $1.29
Next-day move−1.36%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-16 | $7.7B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-16 | $7.3B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-20 | $28.7B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-16 | $7.3B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-07-17 | $7.0B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-16 | $7.0B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 23 of its 5-year rangeCheap
5-year range 9.7 – 15.3 · Median 12.2
Last 4 quarters: $700M in buybacks + $3.2B in dividends, 4.18% of market cap combined
P/E (TTM)
11.2
P/B
1.4
P/S
2.1
Dividend Yield
5.16%
Earnings Reaction
Over the last 6 reports, the stock moved ±1.4% on average on the first trading day after, rising 5 times
Most recent −1.36%
Volatility & Correlation
1-year beta 0.64 · Correlation with S&P 500 0.37Low beta
Annualized volatility 22% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 1 · $1.7MNet selling $1.7M
- 08-28Kedia GunjanPresident & CEOSell$1.7M27,267 shares · Avg price 62.37
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q2 | 7.71 | +10.1% | — | 2.18 | 1.35 |
| FY2026 Q1 | 7.29 | +4.7% | — | 1.95 | 1.18 |
| FY2025 Q4 | 7.37 | +5.1% | — | 2.05 | 1.26 |
| FY2025 Q3 | 7.33 | +6.8% | — | 2.00 | 1.22 |
| FY2025 Q2 | 7.00 | +2.0% | — | 1.82 | 1.11 |
| FY2025 Q1 | 6.96 | +3.6% | — | 1.71 | 1.03 |
| FY2024 Q4 | 7.01 | +3.7% | — | 1.66 | 1.01 |
| FY2024 Q3 | 6.86 | −2.4% | — | 1.71 | 1.03 |
| FY2024 Q2 | 6.87 | −4.3% | — | 1.60 | 0.97 |
| FY2024 Q1 | 6.72 | −6.4% | — | 1.32 | 0.78 |
| FY2023 Q4 | 6.76 | +5.3% | — | 0.85 | 0.48 |
| FY2023 Q3 | 7.03 | +11.2% | — | 1.52 | 0.91 |