AFL
AflacPrevious close
123.89
Change
+0.35 / +0.28%
Market Cap
$62.6B
1M
+10.83%
S&P 500 −0.91% over same period
Volume / Avg Volume
2.2M / 1.4M
1.51× average
Latest earnings analysisFY2026 Q2Reported 2026-08-06
Aflac Q2 2026: revenue down 1.0%, adjusted EPS $1.75 misses consensus
Revenue fell 1.0% to $4.12 billion and adjusted EPS of $1.75 came in just below the $1.7854 consensus, so this reads as a modest miss rather than a break. The GAAP headline of $1.63 jumped 37.7% only because investment losses shrank. Read every number with the yen in mind: a 9.3% weaker average rate dragged reported dollars down.
Read the full analysis →Revenue$4.12BYoY −1.00%
EPS (non-GAAP)$1.75Missest. $1.79
Next-day move−1.62%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q2 Quarter ended 2026-06 | 2026-08-06 | $4.1B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-29 | $4.3B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-02-04 | $17.2B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-11-04 | $4.7B | Pending |
| FY2025 Q2 Quarter ended 2025-06 | 2025-08-05 | $4.2B | Pending |
| FY2025 Q1 Quarter ended 2025-03 | 2025-04-30 | $3.4B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 52 of its 5-year rangeMid-range
5-year range 9.8 – 24.2 · Median 12.5
Last 4 quarters: $3.8B in buybacks + $1.2B in dividends, 7.96% of market cap combined
P/E (TTM)
12.9
P/B
2.1
P/S
3.5
Dividend Yield
2.41%
Earnings Reaction
Over the last 6 reports, the stock moved ±2.9% on average on the first trading day after, rising 3 times
Most recent −1.62%
Volatility & Correlation
1-year beta -0.22 · Correlation with S&P 500 -0.16Low beta
Annualized volatility 18% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
Buy 0 · $0.00MSell 29 · $61.7MNet selling $61.7M
- 10-15Japan Post Holdings Co., Ltd.Sell$13.5M113,611 shares · 3 trades · Avg price 118.53
- 10-14Japan Post Holdings Co., Ltd.Sell$6.5M55,000 shares · 3 trades · Avg price 117.79
- 10-13Japan Post Holdings Co., Ltd.Sell$4.9M42,000 shares · 2 trades · Avg price 116.38
- 10-12Japan Post Holdings Co., Ltd.Sell$1.4M12,200 shares · 2 trades · Avg price 115.85
- 10-09Japan Post Holdings Co., Ltd.Sell$1.4M12,000 shares · 2 trades · Avg price 114.72
- 10-08Japan Post Holdings Co., Ltd.Sell$1.5M13,000 shares · 4 trades · Avg price 114.45
- 10-07Japan Post Holdings Co., Ltd.Sell$1.4M12,000 shares · 2 trades · Avg price 112.80
- 10-06Japan Post Holdings Co., Ltd.Sell$1.5M13,050 shares · 2 trades · Avg price 113.49
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2026 Q2 | 4.12 | −1.0% | — | 0.83 | 1.63 |
| FY2026 Q1 | 4.35 | +27.9% | — | 1.02 | 1.98 |
| FY2025 Q4 | 4.87 | −10.0% | — | 1.38 | 2.58 |
| FY2025 Q3 | 4.74 | +60.7% | — | 1.64 | 3.08 |
| FY2025 Q2 | 4.16 | −19.0% | — | 0.60 | 1.11 |
| FY2025 Q1 | 3.40 | −37.5% | — | 0.03 | 0.05 |
| FY2024 Q4 | 5.40 | +43.1% | — | 1.90 | 3.45 |
| FY2024 Q3 | 2.95 | −40.4% | — | -0.09 | -0.17 |
| FY2024 Q2 | 5.14 | −0.7% | — | 1.76 | 3.10 |
| FY2024 Q1 | 5.44 | +13.3% | — | 1.88 | 3.25 |
| FY2023 Q4 | 3.78 | −4.3% | — | — | 0.46 |
| FY2023 Q3 | 4.95 | +5.2% | — | 1.57 | 2.64 |