C
CitigroupPrevious close
122.64
Change
−3.12 / −2.48%
P/E (TTM) ?
10.9
Market Cap
$204B
1M
−5.28%
S&P 500 −0.91% over same period
Volume / Avg Volume
13.6M / 7.7M
1.77× average
Latest earnings analysisFY2026 Q3Reported 2026-10-13
Citigroup FY2026 Q3: EPS $2.85, revenue $23.845B, net income $5.245B
Citigroup’s FY2026 Q3 was strong versus last year but softer than the prior quarter: revenue rose 8.0% to $23.845 billion and GAAP EPS jumped 53.0% to $2.85, beating consensus. Read the quarter as a solid year-over-year recovery led by Services, Wealth and Banking, with Markets cooling from a very strong 2Q26. The lack of formal guidance means you are judging the quarter, not a management forecast.
Read the full analysis →Revenue$23.84BYoY +7.90%
EPS$2.85Beatest. $2.73
Next-day move−5.60%
Recent Earnings
Click to read the FinDog analysis| Period | Reported | Revenue | Analysis |
|---|---|---|---|
| FY2026 Q3 | 2026-10-13 | $23.8B | Read analysis → |
| FY2026 Q2 Quarter ended 2026-06 | 2026-07-14 | $24.8B | Read analysis → |
| FY2026 Q1 Quarter ended 2026-03 | 2026-04-14 | $24.6B | Pending |
| FY2025 Q4 Quarter ended 2025-12 | 2026-01-14 | $85.2B | Pending |
| FY2025 Q3 Quarter ended 2025-09 | 2025-10-14 | $22.1B | Pending |
Decision Panel
Trends · Valuation · Earnings reaction · Guidance credibility — all from company filings and market dataValuation
P/E is at percentile 28 of its 5-year rangeCheap
5-year range 6.4 – 20.4 · Median 15.0
Last 4 quarters: $13.3B in buybacks + $5.4B in dividends, 9.12% of market cap combined
P/E (TTM)
10.9
P/B
1.0
P/S
1.1
Dividend Yield
4.69%
Earnings Reaction
Over the last 5 reports, the stock moved ±2.6% on average on the first trading day after, rising 3 times
Most recent −5.60%
Volatility & Correlation
1-year beta 1.33 · Correlation with S&P 500 0.58High beta
Annualized volatility 29% vs. 13% for the S&P 500
Insider Trading
View all →Last 90 days · Open-market buys and sells by officers and directors · Amounts in USD millions
No open-market buys or sells by officers or directors in the last 90 days.
Multi-Quarter Financial Trends
View all quarters →Last 12 quarters · As reported by the company
| Quarter | Revenue ($B) | YoY | Gross Margin | Net Income ($B) | EPS |
|---|---|---|---|---|---|
| FY2025 Q4 | 19.87 | +2.1% | — | 2.47 | 1.21 |
| FY2025 Q3 | 22.09 | +9.3% | — | 3.75 | 1.86 |
| FY2025 Q2 | 21.67 | +8.2% | — | 4.02 | 1.96 |
| FY2025 Q1 | 21.60 | +2.8% | — | 4.06 | 1.96 |
| FY2024 Q4 | 19.47 | +14.2% | — | 2.86 | 1.33 |
| FY2024 Q3 | 20.21 | +0.3% | — | 3.24 | 1.51 |
| FY2024 Q2 | 20.03 | +3.1% | — | 3.22 | 1.52 |
| FY2024 Q1 | 21.02 | −2.0% | — | 3.37 | 1.58 |
| FY2023 Q4 | 17.04 | −5.3% | — | -1.84 | -1.11 |
| FY2023 Q3 | 20.14 | +8.8% | — | 3.55 | 1.63 |
| FY2023 Q2 | 19.44 | −1.0% | — | 2.92 | 1.33 |
| FY2023 Q1 | 21.45 | +11.8% | — | 4.61 | 2.19 |